AI-native underwriting intelligence for SBA lenders.
Document extraction, financial spreading, credit memo generation, and policy-aware analysis — built for commercial credit teams who need speed without sacrificing rigor.
What Buddy does for your credit team
Intake documents
Upload tax returns, financials, rent rolls, PFS — Buddy extracts structured data from any format.
Extract and reconcile facts
AI-powered extraction with deterministic validation. No hallucinated numbers. Every fact traced to source.
Generate underwriting analysis
DSCR, global cash flow, stress testing, SBA eligibility — computed from verified facts, not guesses.
Produce credit memo
Institutional-grade credit memo with narrative, risk assessment, and policy overlay — ready for committee.
Track through closing
Conditions, approvals, document collection, and funding verification — managed in one place.
Deterministic extraction
Every number traces to a source document. No LLM hallucination in the facts layer — AI assists, deterministic code decides.
Policy-aware analysis
SBA SOP 50 10 rules, bank-specific policy overlays, and product thresholds — all enforced before the memo reaches committee.
Audit-ready output
Full provenance chain from source document to credit decision. Built for examiner review and regulatory compliance.
See Buddy in action on your deals.
Request a demo with your own loan files. See extraction, spreading, and credit memo generation on a real deal.
Request demoBusiness owner seeking SBA financing? Visit BuddySBA.com